---
title: "Is Scratchpay account.scratchpay.com down? Scratchpay account.scratchpay.com status"
url: "https://www.openstatus.dev/status/scratchpay/account-scratchpay-com"
description: "Live Scratchpay account.scratchpay.com status, uptime over the last 45 days and recent incidents, tracked by openstatus."
---

# Is Scratchpay account.scratchpay.com down?

**Answer:** No, Scratchpay account.scratchpay.com is not down. All Scratchpay account.scratchpay.com systems are operational.

- Status: operational
- Checked: 2026-11-07T02:20:11Z
- User reports in the last 15 minutes: 0
- Part of: [Scratchpay](/status/scratchpay.md)
- Official status page: https://status.scratchpay.com
- About: The borrower application for managing your loans.

## Last 45 days

2 of 2 tracked days without issues.

## Incidents affecting account.scratchpay.com

| Started | Incident | Impact | Duration |
| --- | --- | --- | --- |
| 2026-09-01 | [scratchpay.com is down](https://stspg.io/hn6xf32yk2qc) | major | 56m |
| 2025-11-18 | [Severely restricted availability of all services](https://stspg.io/gthwtj00dcbp) | critical | 4h 3m |
| 2025-06-12 | [Service Degradation](https://stspg.io/s71nkj12yqmh) | major | 9h 1m |
| 2023-12-18 | [Intermediate issues accessing log-in page for account.scratchpay.com](https://stspg.io/4vt0l4ygr92f) | major | 36m |

## Links

- HTML page: /status/scratchpay/account-scratchpay-com
- Service: /status/scratchpay.md